twia.orgTexas Windstorm Insurance Association - TWIA

Property Owners - ● ● ● ● ● ● Questions? Call Us: 800-788-8247 Home GETTING STARTED Who Qualifies TWIA Coverage Area Find an Agent Rates Forms, Sample Policies, Endorsements, Certificates FILING A CLAIM Visit Claims Center Call 800-788-8247 Contact Your Agent Start the Claims Process Claims Reporting Checklist Guides to the Claims Process Dispute a Claim Protect Yourself From Fraud TDI COAST Program (TWIA Claims Assistance) LEARNING MORE Insurance A to Z Insurance to Value (ITV) Funding 101 Depopulation Hurricane Preparedness Changes Windstorm Certification Frequently Asked Questions Agents Register with TWIA Training and Resources Announcements Windstorm Certification TWIA Windstorm Certification Texas Department of Insurance Contact Us About Us LEARNING MORE Rates Windstorm Certification Frequently Asked Questions Announcements Insurance A to Z Insurance to Value (ITV) Coverage & Eligibility Funding 101 GOVERNING LAWS & OPERATIONS Texas Insurance Code Chapter 2210 Plan of Operations Policy Forms and Endorsements Board of Directors Member Company Participation Changes at TWIA Financial Information Texas Public Information Act Privacy Policy DEPOPULATION What is Depopulation at TWIA? Voluntary Market Program Assumption Reinsurance Program Participating Companies Policyholders Learn More Agents Learn More Claims Process Frequently Asked Questions CONTACT US Policyholder Agent Adjuster Getting Started The information you need to get insurance with TWIA Getting Started Who Qualifies TWIA Coverage Area Find Agent Rates Forms, Sample Policies, Endorsements, Certificates Filing A Claim Navigate the TWIA claims process There are three ways to file a claim: Visit Claims Center Call 800-788-8247 Contact Your Agent FILING A CLAIM Start the Claims Process Claims Reporting Checklist Guides to the Claims Process Dispute a Claim Protect Yourself From Fraud TDI COAST Program (TWIA Claims Assistance) Learning More Information about TWIA and insurance in general LEARNING MORE Insurance A to Z Insurance to Value (ITV) Funding 101 Depopulation Hurricane Preparedness Changes at TWIA Windstorm Certification Frequently Asked Questions Menu The information you need to get insurance with TWIA Getting Started Who Qualifies TWIA Coverage Area Find an Agent Sample Policy Forms & Endorsements Rates Navigate the TWIA claims process There are three ways to file a claim: Visit Claims Center Call 800-788-8247 Contact Your Agent Filing a Claim Start Claims Process Claims Checklist Guides to the Claims Process Dispute a Claim Protect Yourself From Fraud TWIA Claims Feedback Information about TWIA and insurance in general Learning More Insurance A to Z Insurance to Value (ITV) Funding 101 Depopulation Windstorm Certification Hurricane Preparedness Frequently Asked Questions TWIA Rate Increase Rejected by the Texas Department of Insurance The Texas Department of Insurance (TDI) has rejected TWIA’s filing for a 5% rate increase on residential and commercial policies. TWIA’s Board of Directors voted to make the filing at its December […] Read More File a Claim With Claims Center, policyholders can: File a claim Check claim status Upload photos and documents Register for Claims Center Login to Claims Center or Call 800-788-8247 Learn about the TWIA Claims Process Pay Your Premium Options for policyholders and agents. Pay now Affected by Recent Storms? Navigate the TWIA claims process. File a Claim Announcements TWIA Rate Increase Rejected by the Texas Department of Insurance Published on: January 8th, 2021 The Texas Department of Insurance (TDI) has rejected TWIA’s filing for a 5% rate increase on residential and commercial policies. TWIA’s Board of Directors voted to make the filing at its December […] TWIA Opening Protection Analysis by Willis Towers Watson Available for Public Review Published on: January 5th, 2021 At its December 8 meeting, the TWIA Board of Directors received a report from its Actuarial & Underwriting Committee and information from independent actuarial consulting firm Willis Towers Watson (WTW). The Committee […] Public Comments for December 8 TWIA Board of Directors Meeting and December 1 Actuarial & Underwriting Committee Published on: December 10th, 2020 At its December 8 meeting, TWIA’s Board of Directors voted to direct staff to file a rate increase of 5% for residential and commercial insurance policies with the Texas Department of Insurance. […] View All Facebook Texas Windstorm Insurance Association View All TWIA by the Numbers Texas Windstorm Insurance Association provides wind and hail insurance to 14 Texas gulf coast counties and a portion of Harris county. We provide coverage to properties that are denied by other insurance carriers. 0 Year Established 0 Counties 0 Policies In Force 0 billion Funding for Hurricane Season Apply for Coverage and Maintain Eligibility Step 1 Contact Your Agent Find an Agent Step 2 Maintain Eligibility Check Requirements Step 3 File a Claim Start Claims Process To be eligible for TWIA coverage, a property must meet certain requirements established by the Texas Legislature. These include the property’s location, denial of coverage from at least one authorized insurer actively writing or renewing windstorm and hail coverage in the designated area, adherence to windstorm building codes, and more . TWIA does not sell policies directly to consumers. To obtain coverage, you will need to work with an insurance agent who is registered with us ( find one here ). Your agent can also help you: make changes to your policy, pay its premium, and understand what it covers. We Insure the Texas Coast So it can remain a vital part of our great state TWIA was established by the Texas Legislature in 1971 in response to regional market conditions following Hurricane Celia in August 1970. Our purpose is to provide wind and hail insurance to the Texas coast. TWIA is governed by Texas Insurance Code Chapter 2210 . We are a residual insurer of last resort and are not a direct competitor in the voluntary insurance market. Learn More What Homeowners Say When I purchased this house, my insurance company was not writing windstorm policies and so I had to get one from TWIA. This is the first claim I’ve ever had to file for windstorm damage and I have to admit, I was pleasantly surprised. Every aspect of the claim filing has been a very easy, no-stress process for me. Thank you, TWIA! – D. Mireles, Corpus Christi Each and every one of TWIA’s employees treated me and my family with dignity and respect each time I called and each time I spoke with a representative. – J. Valmore, Beaumont PROPERTY OWNERS Visit Claims Center Dispute a Claim Protect Yourself from Fraud Find An Agent Policy Service Feedback Claims Service Feedback TDI COAST Program (TWIA Claims Assistance) Agents Register with TWIA Training and Resources Join Our Mailing List Vendors Adjusters RFQs and RFPs Governing Laws Texas Insurance Code Ch. 2210 TWIA Plan of Operation Policy Forms & Endorsements Member Company Participation Public Information Act Privacy Policy About Us CONTACT US Announcements Careers Depopulation Windstorm Certification Hurricane Preparedness Frequently Asked Questions...